At Horvath Insurance Consulting, we specialize in guiding employers and employees evaluating the financial impact of healthcare legislations.

We assist individuals who are:

• Approaching Medicare eligibility (turning 65 or qualifying through other means).

  
  

• Already enrolled in Medicare but unsure how new legislation impacts their benefits.

  
  

• Comparing their employer coverage to Medicare options.

  
  

• Uncertain whether their current prescription drug plan (Part D) is Creditable.

  
  

• Seeking to avoid penalties and maximize their healthcare and financial outcomes.